The BMW M550i xDrive and BMW M5 may share DNA, but they represent two very different approaches to high-performance saloons. The M5 has long stood as BMW’s ultimate expression of power and precision, a benchmark for super-sedan performance. Meanwhile, the M550i was designed to offer much of that same ability within a more refined, everyday package. Years after their production ended, both continue to attract enthusiasts, but the question remains — which delivers the smarter balance between performance and practicality?

Beneath the bonnet, both models use BMW’s 4.4-litre twin-turbo V8, but in different states of tune. The M550i develops 523hp, sending power through a smooth eight-speed automatic and a rear-biased xDrive system that ensures superb traction and composure. The M5, tuned for far greater aggression, produces up to 617hp in Competition form, with adaptive all-wheel drive that can disconnect the front axle for pure rear-drive dynamics. On paper, the M5 is the faster car by a comfortable margin — but in day-to-day use, the M550i feels just as capable of delivering serious pace with less drama.
Out on the road, the M550i impresses with its balance and poise. Its chassis is firm but supple, giving it the dual personality of a performance machine and a refined executive saloon. The M5, on the other hand, is sharper and more demanding. Its stiffer suspension and faster steering make it a weapon on the track but less forgiving on broken tarmac. Where the M5 thrives on precision and speed, the M550i favours comfort and control, providing a more relaxed yet equally rewarding drive.

Inside, the M550i takes the luxury route with soft leather upholstery, a panoramic roof, and subtle M details, creating a cabin suited to both long-distance cruising and spirited driving. The M5’s interior, in contrast, feels more focused and technical, with sports seats, carbon-fibre trim, and sharper ergonomics that underline its racing intent. Both interiors share BMW’s hallmark build quality and technology, though the M550i’s calmer atmosphere makes it the more comfortable companion on a daily basis.
Ultimately, the BMW M5 remains the purist’s choice — a powerhouse built for those who crave maximum performance and razor-sharp dynamics. Yet, for many drivers, the M550i xDrive strikes the perfect middle ground. It delivers the muscle and precision expected from an M-engineered car, wrapped in the comfort and sophistication of a grand tourer. In real-world driving, that blend of speed, refinement, and usability makes the M550i a remarkably convincing alternative to its more ferocious sibling.