best credit card that yield the most air miles
- Thread starter Ahwing
- Start date
Otar
Well-Known Member
Re: best credit card that yield the most air miles
used to be AMEX but now shd be the Citibank PremierMiles. the good thing about the citibank premiermiles is that there is no expiry. you only convert it to the miles when you want to use it. so can just keep on accumulating.
used to be AMEX but now shd be the Citibank PremierMiles. the good thing about the citibank premiermiles is that there is no expiry. you only convert it to the miles when you want to use it. so can just keep on accumulating.
quacks
Well-Known Member
Re: best credit card that yield the most air miles
Posted in no particular ranking/order... You have to decide yourself which is best for you based on your lifestyle.
1. DBS Altitude AMEX
Mileage accrual: 1 mile for every $0.83 spent (every $5 gives 3 DBS points which equal 6 miles) for first $1,000 monthly spend. 1 mile for every $0.63 spent (every $5 gives 4 DBS points which equal 8 miles) for monthly spend above $1,000.
Requirements: min. income $80,000.
Cost: First year free, then $180 for main and $90 for supplementary. Annual fee waiver if you charge $25,000 or more per year.
Miles conversion fee: $42.80 annually for unlimited conversions.
Pros: Occasional bonus points promos, like the one during October-December where tickets purchases on Singapore Airlines, SilkAir, Cathay Pacific, Thai Airways and United Airlines (for travel anytime) generated 4 miles for every $1 spent! 10,000 miles renewal bonus if and only if you have to pay card renewal fees.
Cons: Points allocated on every $5 spent, rounded down to next $5. AMEX not always accepted by merchants.
2. DBS Treasures Black Elite AMEX
Mileage accrual: 1 mile for every $0.83 spent (every $5 gives 3 DBS points which equal 6 miles). DOUBLE miles for overseas spend.
Requirements: maintain at least $200,000 in deposits/investments with DBS.
Cost: None.
Miles conversion fee: $42.80 annually for unlimited conversions.
Pros: Great for overseas spend.
Cons: Points allocated on every $5 spent, rounded down to next $5. AMEX not always accepted by merchants.
3. Citi PremierMiles Visa
Mileage accrual: 1 mile for every $0.83 spent (every $1 gives 1.2 miles) for first $4,000 monthly spend. 1 mile for every $0.50 spent (every $1 gives 2 miles) for monthly spend above $4,000. 10,000 miles extra for each annual membership renewal, plus another 10,000 miles if you spend more than $50,000 in any membership year.
Requirements: min. income $80,000.
Cost: First year free, then $180 for main, supplementary always free. Annual fee waiver available in exchange for 10,000 miles renewal bonus.
Miles conversion fee: $25 per conversion.
Pros: Bonus miles for annual card renewal and spend >$50,000.
Cons: Unsure of any annual fee waiver conditions.
4. Citi Platinum Visa/MasterCard
Mileage accrual: 1 mile for every $0.50 spent (every $5 gives 5 Citi Dollars which equal 10 miles) at supermarkets (Carrefour . Cold Storage . Giant . Market Place . NTUC Fair Price . Shop N Save . Singapore Meidi-Ya) and department stores (Tangs . Isetan . John Little . Marks & Spencer . Metro . OG . Robinsons . BHG . Takashimaya Department Store).
1 mile for every $2.50 spent elsewhere.
Requirements: min. income $30,000 ($60,000 for foreigners).
Cost: First year free, then $150 for main and $80 for supplementary. Annual fee waiver if you charge $15,000 or more per year, BUT applicable to main card only.
Miles conversion fee: $25 per conversion.
Pros: Great for shopping at supermarkets and department stores.
Cons: Great ONLY for shopping at supermarkets and department stores. Points might be allocated on every $5 spent, rounded down to next $5 (someone please confirm).
5. Maybank Horizon Platinum Visa
Mileage accrual: 2 miles for every $1 spent on air tickets, perfumes & cosmetics purchased at Changi, and all overseas spend.
1 mile for every $2.50 spent elsewhere.
Requirements: min. income $30,000 ($80,000 for foreigners).
Cost: $150 for main, supplementary always free.
Miles conversion fee: free.
Pros: Great for ticket purchases and overseas spend.
Cons: Great ONLY for ticket purchases and overseas spend. Unsure of any annual fee waiver conditions.
6. Singapore Airlines KrisFlyer Gold AMEX
Mileage accrual: 1 mile for every $1.60 spent. Double miles for tickets bought at singaporeair.com for departure from country of card issuance (offer does not apply to SilkAir).
* 50% bonus for those who charge $5,000 or more to their card(s) this calendar year (additional miles will be posted in Feb ’11).
* Additional 50% bonus for those who charge $12,000 or more to their card(s) this calendar year, capped at 8,000 bonus miles (additional miles will be posted in Feb ’11).
========
e.g. $2,000 ticket purchase at singaporeair.com:
1,250 base miles
625 bonus if annual spend reaches $5,000 or more
625 additional bonus if annual spend reaches $12,000 or more
1,250 double miles bonus for purchasing ticket online
——
3,750 total miles for this purchase (1,250 of which will only be credited in Feb ’11)
Same purchase using Maybank Horizon Platinum Visa would generate 4,000 miles straight away
========
Requirements: min. income $40,000 ($60,000 for foreigners).
Cost: First year free, then $50 for main, 2 supplementary cards always free (more available at $50 each).
Miles conversion fee: $60 annually for unlimited conversions.
Pros: None, except for a 5,000 miles sign-up bonus.
Cons: Simply nothing special – there are better cards available for all types of purchases, including flight tickets, even with all of the bonuses above applied. AMEX not always accepted by merchants.
============
Posted in no particular ranking/order... You have to decide yourself which is best for you based on your lifestyle.
1. DBS Altitude AMEX
Mileage accrual: 1 mile for every $0.83 spent (every $5 gives 3 DBS points which equal 6 miles) for first $1,000 monthly spend. 1 mile for every $0.63 spent (every $5 gives 4 DBS points which equal 8 miles) for monthly spend above $1,000.
Requirements: min. income $80,000.
Cost: First year free, then $180 for main and $90 for supplementary. Annual fee waiver if you charge $25,000 or more per year.
Miles conversion fee: $42.80 annually for unlimited conversions.
Pros: Occasional bonus points promos, like the one during October-December where tickets purchases on Singapore Airlines, SilkAir, Cathay Pacific, Thai Airways and United Airlines (for travel anytime) generated 4 miles for every $1 spent! 10,000 miles renewal bonus if and only if you have to pay card renewal fees.
Cons: Points allocated on every $5 spent, rounded down to next $5. AMEX not always accepted by merchants.
2. DBS Treasures Black Elite AMEX
Mileage accrual: 1 mile for every $0.83 spent (every $5 gives 3 DBS points which equal 6 miles). DOUBLE miles for overseas spend.
Requirements: maintain at least $200,000 in deposits/investments with DBS.
Cost: None.
Miles conversion fee: $42.80 annually for unlimited conversions.
Pros: Great for overseas spend.
Cons: Points allocated on every $5 spent, rounded down to next $5. AMEX not always accepted by merchants.
3. Citi PremierMiles Visa
Mileage accrual: 1 mile for every $0.83 spent (every $1 gives 1.2 miles) for first $4,000 monthly spend. 1 mile for every $0.50 spent (every $1 gives 2 miles) for monthly spend above $4,000. 10,000 miles extra for each annual membership renewal, plus another 10,000 miles if you spend more than $50,000 in any membership year.
Requirements: min. income $80,000.
Cost: First year free, then $180 for main, supplementary always free. Annual fee waiver available in exchange for 10,000 miles renewal bonus.
Miles conversion fee: $25 per conversion.
Pros: Bonus miles for annual card renewal and spend >$50,000.
Cons: Unsure of any annual fee waiver conditions.
4. Citi Platinum Visa/MasterCard
Mileage accrual: 1 mile for every $0.50 spent (every $5 gives 5 Citi Dollars which equal 10 miles) at supermarkets (Carrefour . Cold Storage . Giant . Market Place . NTUC Fair Price . Shop N Save . Singapore Meidi-Ya) and department stores (Tangs . Isetan . John Little . Marks & Spencer . Metro . OG . Robinsons . BHG . Takashimaya Department Store).
1 mile for every $2.50 spent elsewhere.
Requirements: min. income $30,000 ($60,000 for foreigners).
Cost: First year free, then $150 for main and $80 for supplementary. Annual fee waiver if you charge $15,000 or more per year, BUT applicable to main card only.
Miles conversion fee: $25 per conversion.
Pros: Great for shopping at supermarkets and department stores.
Cons: Great ONLY for shopping at supermarkets and department stores. Points might be allocated on every $5 spent, rounded down to next $5 (someone please confirm).
5. Maybank Horizon Platinum Visa
Mileage accrual: 2 miles for every $1 spent on air tickets, perfumes & cosmetics purchased at Changi, and all overseas spend.
1 mile for every $2.50 spent elsewhere.
Requirements: min. income $30,000 ($80,000 for foreigners).
Cost: $150 for main, supplementary always free.
Miles conversion fee: free.
Pros: Great for ticket purchases and overseas spend.
Cons: Great ONLY for ticket purchases and overseas spend. Unsure of any annual fee waiver conditions.
6. Singapore Airlines KrisFlyer Gold AMEX
Mileage accrual: 1 mile for every $1.60 spent. Double miles for tickets bought at singaporeair.com for departure from country of card issuance (offer does not apply to SilkAir).
* 50% bonus for those who charge $5,000 or more to their card(s) this calendar year (additional miles will be posted in Feb ’11).
* Additional 50% bonus for those who charge $12,000 or more to their card(s) this calendar year, capped at 8,000 bonus miles (additional miles will be posted in Feb ’11).
========
e.g. $2,000 ticket purchase at singaporeair.com:
1,250 base miles
625 bonus if annual spend reaches $5,000 or more
625 additional bonus if annual spend reaches $12,000 or more
1,250 double miles bonus for purchasing ticket online
——
3,750 total miles for this purchase (1,250 of which will only be credited in Feb ’11)
Same purchase using Maybank Horizon Platinum Visa would generate 4,000 miles straight away
========
Requirements: min. income $40,000 ($60,000 for foreigners).
Cost: First year free, then $50 for main, 2 supplementary cards always free (more available at $50 each).
Miles conversion fee: $60 annually for unlimited conversions.
Pros: None, except for a 5,000 miles sign-up bonus.
Cons: Simply nothing special – there are better cards available for all types of purchases, including flight tickets, even with all of the bonuses above applied. AMEX not always accepted by merchants.
============
Re: best credit card that yield the most air miles
One more:
AMEX Rewards card.
Receive 21,000 bonus points* when you spend S$500 a month for the first three months
of Cardmembership.
50% bonus points* when you spend at your Favourite 5 Places.
50% bonus points* every time and everywhere, when you charge S$5,000 or more to your Card
in a calendar year.
50% bonus points* whenever you spend overseas, including online shopping with overseas merchants.
100% bonus points* on all spend for the first 3 months of Cardmembership.
Throw the card away after 3 months... ie after all the bonus expire... I picked up about 30,000+ miles....
One more:
AMEX Rewards card.
Receive 21,000 bonus points* when you spend S$500 a month for the first three months
of Cardmembership.
50% bonus points* when you spend at your Favourite 5 Places.
50% bonus points* every time and everywhere, when you charge S$5,000 or more to your Card
in a calendar year.
50% bonus points* whenever you spend overseas, including online shopping with overseas merchants.
100% bonus points* on all spend for the first 3 months of Cardmembership.
Throw the card away after 3 months... ie after all the bonus expire... I picked up about 30,000+ miles....
ipoh-horfun
Well-Known Member
Re: best credit card that yield the most air miles
HSBC infinite cc.... now pay $228 get SONY tablet.
A few mei mei tell me one.
HSBC infinite cc.... now pay $228 get SONY tablet.
A few mei mei tell me one.
MapleLeaf
Users Awaiting Email Confirmation
Re: best credit card that yield the most air miles
I think the infinite cc is only given to those with a half million dollars investment with them.
Similar to DBS Treasures Asia Flyer privileges... $1,000,000 investment to use one-way free limousine!!!
ipoh-horfun;697319 said:
I think the infinite cc is only given to those with a half million dollars investment with them.
Similar to DBS Treasures Asia Flyer privileges... $1,000,000 investment to use one-way free limousine!!!
philiporaski
Well-Known Member
Re: best credit card that yield the most air miles
agree with 'quacks' about the "AMEX not always accepted by merchants" part.
agree with 'quacks' about the "AMEX not always accepted by merchants" part.
Last edited by a moderator:
Re: best credit card that yield the most air miles
On SQ not enough lah, 125k miles is for Saver Award which I believe SQ does not have on most/all popular European flights, only Standard (twice the 125k before 15% online discount) and Full awards (4 x Saver..bastard suckers)...
satines;697668 said:
On SQ not enough lah, 125k miles is for Saver Award which I believe SQ does not have on most/all popular European flights, only Standard (twice the 125k before 15% online discount) and Full awards (4 x Saver..bastard suckers)...
timechaser
Well-Known Member
Re: best credit card that yield the most air miles
Have been using a combination of the DBS Amex Altitude (where I can) and Citi Premiermiles (for everywhere else).
Works best IMO if you dont want to carry 20 cards.
Plus - go for the long term benefits, not the one off offers of bonus miles. They are one off. For a reason.
Have been using a combination of the DBS Amex Altitude (where I can) and Citi Premiermiles (for everywhere else).
Works best IMO if you dont want to carry 20 cards.
Plus - go for the long term benefits, not the one off offers of bonus miles. They are one off. For a reason.
